The top three stressful life events that anyone has to go through is a death of a loved one, divorce and moving home. There are so many support systems in place for help, advice and council for the first two adverse life events, but nothing there to help those dealing with the stress of buying a new home.
As there are so many uncertainties when it comes to buying a house, Keyrenter Management New England warns, a persons stress levels are pushed to their extremes.
How can I be best prepared when buying a new home?
The most important factor that you must consider when buying a new home is to know exactly what you want. No one can read your mind; you must be very transparent when you are looking for a new home. This is the best way to really hone in on your desired house search and reduce and time wasting.
You must know how many rooms you would like when planning to save money for a home, the type of home you are looking for, desired floor space and square footage. These are the most important physical items that you should consider at first. Then you should consider distances from your work place, shops and point of interest and how important that is for you.
Once you have identified all of the things you would want, then you should remember that flexibility is key. This is not to say that you should lesser your expectations, rather be more realistic. It is highly unlikely that you will find all of the items you desire in one house, but you may be able to find some of the most important aspects if you are open to various options.
After you have considered what you want and the realities of getting it you must secure your finances. The best bet to get a house is with a pre-approved mortgage. This is by far the most stressful and time consuming part of purchasing a home.
Many people may be under the impression that it is not a long process to sort this part of the home purchasing process out, they are wrong. Pre-approved loans are not easy to source, but they can be with the right steer.
It is very important that you clean up your credit scores, paying your bills on time and keeping a good record of your recent statements. If you keep your financial health stable and healthy then your chances of getting pre-approved will be much higher. This will mean less stress over time and an easier journey when buying your home.
Another obvious way to ensure less stress is experienced when buying a new home is through saving money. If you can save a large amount of cash for a deposit, or a cash injection that you can put down straight away then it is more likely that you will get accepted on your home easier. If you can really save and scrip for a few years then you will definitely be able to have a decent amount of money that can be used as a down payment.
Best ways to de-stress when buying a home
There are so many ways that you can de stress, especially when purchasing at home. You must be sound of mind in order to make good decisions, especially when you are making such a huge, life changing decision.
1. Change your environment
You may need to change your environment in order to get exactly what you want. This could come in the form of changing real estate agents, looking in new locations and being very open and flexible. Remember that you should take some time apart from your search in order to have some clarity too.
2. Relaxation practises
These will become more and more important to you as you get deeper into your search. There will be many trials and tribulations that you will have to contend with, you should take some time for yourself and practise some relaxation techniques. You should deep breathe, meditate and do some exercises that you find most relaxing.
3. Centre yourself
You should take the time out to focus on what you want and how you will get there. If your house struggle is getting overwhelming you are allowed to reassess your choices and go back to the drawing board. Remember to centre yourself, ensure that you are making the right choices. The most important thing that you must consider when purchasing a home is that it is the right fit for you. Sometimes when you are stressed this becomes a hard thing to focus on.
Conclusion
Purchasing a new home can be very stressful, let alone even thinking about moving your belongings and making it your home. It is very important that you have really thought about what you want, what you can afford and the actuality of your home purchase.
Many homeowners or new home purchasers will initially feel some doubt or worry when making this massive choice. Remember that you should stick to your guns, but also have some flexibility about certain aspects. Your dream home is out there, but you just have to be open and rational.
Please remember to keep yourself focused and happy as a priority. This whole situation can be extremely stressful, but you are your own keeper and you can change your own fate through your actions.
